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CLINTON:
• Ninety-day moratorium on subprime foreclosures.
• Five-year freeze in mortgage rates on subprime adjustable rate mortgages
• $30 billion in aid to help states and communities fight foreclosures and offset the costs associated with mounting vacancies.
OBAMA:
• Improved disclosure of mortgage terms to borrowers.
• $10 billion foreclosure-prevention fund to help people facing foreclosure stay in their homes and renegotiate with lenders, or sell their homes.
• Extension of the mortgage tax credit to lower-income homeowners who dont itemize on their tax returns.
McCAIN
• Suspension of borrowers tax penalties if lenders forgive part of their mortgages.
• Expansion of the Federal Housing Administrations ability to help subprime borrowers obtain conventional mortgages.
• Backs Bush administration anti-foreclosure initiatives.
"I am looking for people who are talking about putting a freeze on foreclosures," says Anderson, who works as a consumer-protection specialist for the city of Cleveland. "I am looking for people who are going to regulate mortgage servicers. I am looking for people that will keep people in their homes. I am not looking to be kind to Wall Street. I love Main Street."
The Cleveland area had the nation's sixth-highest foreclosure rate in 2007, according to the RealtyTrac mortgage research company. It said Ohio had 153,200 foreclosures last year - an 88 percent increase from 2006. Only California and Florida had more foreclosures.
Clinton's first Ohio television ad cites her plans to freeze foreclosures and mortgage rates, and she has held roundtable discussions on the issue in Dayton and Cincinnati. Obama frequently uses his campaign appearances to outline his idea for a $10 billion foreclosure-prevention fund.
Republican candidates aren't talking as much about mortgages. GOP front-runner John McCain says he wants to help those at risk of losing their homes without rewarding "greedy speculators" who lost money on investment property. The Arizona senator and other Republican candidates back recent Bush administration efforts to rein in foreclosures.
The administration's anti-foreclosure initiatives include the Hope Now program, which put a five-year interest rate freeze on some types of subprime mortgages, and Project Lifeline, in which six of the nation's largest lenders agreed to a monthlong foreclosure suspension while they work out more-affordable loan terms with customers.
The Mortgage Bankers Association trade group backs the Bush administration's efforts and isn't ready to publicly evaluate presidential candidates' plans to fight foreclosures because it's still reviewing them, says spokesman John Mechem.
Cuyahoga County Treasurer Jim Rokakis, a Democrat appalled that more than 28,000 homes in the county faced foreclosure in 2006 and 2007, calls the Bush administration's efforts "useless political gestures" and says an indefinite foreclosure moratorium is needed.
"We need an urban Marshall Plan," Rokakis says. "I've got 8,000 to 12,000 rotting houses, primarily in Cleveland and East Cleveland, and these won't go away by themselves."
Clinton wants the mortgage industry to observe a 90-day foreclosure moratorium in which lenders could work out ways to keep borrowers in their homes, as well as a five-year rate freeze on subprime mortgages with adjustable rates. The senator from New York predicts those measures would revive the real estate market as interest rates decline and abusive practices end.
She also suggests a $30 billion aid pool that would be used to help states and communities fight foreclosures and offset their cost to local governments. She has introduced legislation that would let state housing agencies refinance unworkable mortgages, crack down on mortgage-related fraud and expand foreclosure-prevention initiatives.
"My proposals, including the interest-rate freeze, provide a comprehensive approach to try to stabilize the patient," Clinton told Plain Dealer editors recently. "I'm afraid that if the bleeding continues, we're going to have a deeper and broader recession than we might otherwise."
Obama says Clinton's proposed interest-rate freeze would drive up mortgage interest rates and make it harder for people to get mortgages.
The Illinois senator backs a bill in Congress that would let bankruptcy judges modify the terms of primary mortgages to market value, a measure championed by groups that fight abusive lending practices. One such group, the Center for Responsible Lending, estimates that court-supervised mortgage modifications would keep 600,000 families in their homes across the country.
Obama wants improved disclosure of mortgage terms to borrowers and also proposes a $10 billion foreclosure-prevention fund that would be used to help people facing foreclosure stay in their homes and renegotiate with lenders, or to sell their homes. He wants the mortgage tax credit extended to homeowners who don't itemize on their tax returns, a proposal that he predicted would save 10 million homeowners about $500 each on their taxes.
"We know that much of this could have been avoided if the market operated with more honesty and accountability," Obama said in a September speech. "We also know we would have been far better off if there were greater transparency and more information had been available to the American people."
Jeffrey Dillman, who heads Cleveland's Housing Research and Advocacy Center, says it makes sense to extend the mortgage tax credit to lower-income homeowners, as Obama suggests.
"Right now, the benefit of deducting interest and other taxes go to the wealthy, who itemize, and pay the biggest amount in terms of interest and property taxes," Dillman says.
Dillman also applauds the foreclosure moratorium proposed by Clinton and says the interest-rate freeze she suggests could provide needed relief.
"A lot of people in unaffordable loans had adjustable-rate mortgages, where there was no way to realistically stay in the house if the rate adjusted upwards by a large amount," says Dillman. "Freezing a large portion of that makes a lot of sense for owner-occupied properties, not those bought on a speculative basis."
But Lou Tisler, executive director of Neighborhood Housing Services of Greater Cleveland, has reservations about both candidates' plans. He wonders whether Obama's $10 billion fund would be used to bail out financial institutions instead of affected communities, and he observes that freezing loan rates, as Clinton suggests, won't help borrowers unless they can refinance.
"If you are in a bad loan during a moratorium and don't refinance, you're still in a bad loan and nothing has changed," Tisler said.
Economist Dean Baker of the Center for Economic and Policy Research is another skeptic. He backs Obama's universal mortgage credit proposal but anticipates the real estate industry would "pull out all the stops to keep it from going through" because it would give buyers less of an incentive to buy expensive homes.
He predicts financial institutions would launch a new wave of foreclosures to beat any moratorium Clinton might impose and says Obama's fund would provide a "drop in the bucket" of the relief homeowners need.
"Nobody is ready to come up with the tens of billions of dollars that would be needed for a fund like that to have a big impact," says Baker. "And it wouldn't really be fair, either, to hit taxpayers up for tens of billions of dollars, telling those with better judgment they owe something to people who got in over their heads."
Sen. McCain wants to expand the Federal Housing Administration's ability to bail out subprime borrowers and advocates suspending tax penalties against borrowers whose lenders have forgiven part of their mortgages, says his senior policy adviser, Douglas Holtz-Eakin.
McCain believes tighter lending standards implemented by the Federal Reserve and Federal Deposit Insurance Corporation have kept mortgages from being issued to borrowers who can't repay them, says Holtz-Eakin. McCain backs the Bush administration's anti-foreclosure initiatives, Holtz-Eakin says.
"We will watch all these efforts, and if more is required, we can consider next steps," says Holtz-Eakin. "The line you don't want to cross is a wholesale bailout to people who really don't deserve to have taxpayers solving their problems."
Cleveland's Anderson, who serves as treasurer of an anti-predatory lending group called Empowering and Strengthening Ohio's People, dismisses the GOP plans as too soft on unscrupulous lenders.
She believes Obama and Clinton are saying "pretty much the same thing" right now, but she says she likes that Obama has discussed holding lenders responsible for shoddy practices.
"They are all doing the glitzy talk, the nonsubstance talk right now," says Anderson, who has invited Obama and Clinton to address her church in Slavic Village on the issue. "I want to know exactly what they're going to do.
"I want the when, the how, the who will be affected, and what will be done to stabilize the families of people who are moving towards foreclosure. There are a host of people out there who are hanging on by their fingernails."
Obama should respond to his own shady real estate practices with Chicago Slum Lord Antoin Rezko, who is currently under federal indictment in a government corruption case.
Obama has admitted bad judgment, calling his decision to buy a house for $300,000 under the asking price of $1,650,000 from Tony Rezko, a well-known Chicago slum lord and political fixer, boneheaded..
As Shakespeare said, something is rotten in Denmark.
It doesn't take Sherlock Holmes to figure out that Tony Rezko is the one that got the best deal in his shady real estate transaction with Obama.
What good is it to spend millions in legal fees to displace law abiding citizens and their families because the economy is slow? We are doing more for displaced people in other nations. We must protect the legal citizen in the working class of the United States first and foremost. Establish sound alternatives to foreclosure, today.
"I am looking for people who are talking about putting a freeze on foreclosures," says Anderson, who works as a consumer-protection specialist for the city of Cleveland. "I am looking for people who are going to regulate mortgage servicers. I am looking for people that will keep people in their homes. I am not looking to be kind to Wall Street. I love Main Street."
Employment offices should have a full counseling service on cleaning up one's credit and background records to assist the working class to protect themselves against unscrupulous criminals that use the legal system and reporting to oppress the working class and their families.
Real estate agencies and land bankers need to become more aware of building-integrated photovoltaic [BI-PV] solar architecture that generates electricity from the light of the sun. 10% BI-PV Renewable Energy Technology in every state of the United States will do more for Homeland Security, Emergency Preparedness, Environmental Integrity and the American economy than Federal financing.
we have to wonder who is running this country when 150 new coal plants are proposed in the same venue that is spending billions on green technology propaganda. It is enough to boggle anyone's mind.
The K-SEC Model seeks to install 1,000 MWp BI-PV Solar in Kansas by 2020. This will provide 10% of the electricity presently consumed in Kansas. 70% of the photovoltaic-grade silicon presently being produced in Michigan is being shipped to Germany where they use it to produce solar panels that are primarily sold to 3rd World Nations with a minimal amount available to Americans at extorted rates.
The US needs to our natural resources to produce our own renewable energy technology with a national program to assure 10% BI-PV Solar Architecture in each state of the nation. This 21st Century technology is vital to assure domestic security in the US and competitive expertise in the world.
I want to hear all of the candidates talk more about how they are going to reduce dependency upon fossil fuels in the US and how they will plan to retrieve jobs from China and other 3rd World Countries. Funding for health care is important, but we must be given a choice as to the type of health care and treatment we accept. Health care insurance must be a support system for the healing choices of individuals and not just be allowed to evolve to a marketing machine for pharmaceuticals and traditional medicine. Insurance should be available to evolve Wellness Programs and Environmental Integrity practices to protect the health and safety for the nation. At least 50% of the money raised by the Cancer Foundation should be used to offset the cost of infusing renewable energy choices into the economy and in strategically retaining stability in financial markets as the industry transitions out of domination of fossil fuels.
Is global warming real and is it caused primarily by CO2 emissions from coal plants like many of the scientific sources claim. The US Supreme Court in Massachusetts versus EPA finally issued a ruling April 2, 2007 mandating the EPA regulate greenhouse gases under the Clean Air Act. Any state government that attempts to override that authority should be strictly sanctioned along with the companies coercing them to do so. We have to get serious about the serious state of affairs and use this global crisis as an opportunity to stimulate new technologies and 21st century economic paradigms.
The elections must get out of the mire and into the issues, today!
What good is it to spend millions in legal fees to displace law abiding citizens and their families because the economy is slow? We are doing more for people in other nations. We must protect the legal citizen in the working class of the United States first and foremost. Establish sound alternatives to foreclosure and increase mortgage programs, today.
"I am looking for people who are talking about putting a freeze on foreclosures," says Anderson, who works as a consumer-protection specialist for the city of Cleveland. "I am looking for people who are going to regulate mortgage servicers. I am looking for people that will keep people in their homes. I am not looking to be kind to Wall Street. I love Main Street."
We do not want to freeze mortgages, but to shift resources. Employment offices should have a full counseling service on cleaning up one's credit and background records to assist the working class to protect themselves against unscrupulous criminals that use the legal system and reporting to oppress the working class and their families.
Real estate agencies and land bankers need to become more aware of ways to stimulate the economy and protect he nation. Building-integrated photovoltaic [BI-PV] solar architecture generates electricity from the light of the sun. 10% BI-PV Solar Renewable Energy Technology in every state of the United States will do more for Homeland Security, Emergency Preparedness, Environmental Integrity and the American economy than Federal financing.
We have to wonder who is running this country when 150 new coal plants are proposed in the same venue that is spending billions on green technology propaganda. It is enough to boggle anyone's mind.
The K-SEC Model seeks to install 1,000 MWp BI-PV Solar in Kansas by 2020. This will provide 10% of the electricity presently consumed in Kansas. 70% of the photovoltaic-grade silicon presently being produced in Michigan is being shipped to Germany where they use it to produce solar panels that are primarily sold to 3rd World Nations with a minimal amount available to Americans at extorted rates.
The US needs to use our natural resources to produce our own renewable energy technology with a national program to assure 10% BI-PV Solar Architecture in each state of the nation. This 21st Century demand-site fuel-free non-polluting renewable energy building technology is vital to assure domestic security in the US and competitive expertise in the world. Housewives called barefoot engineers are producing and installing BI-PV Solar in 3rd world nations.
I want to hear all of the candidates talk more about how they are going to reduce dependency upon fossil fuels in the US and how they will plan to retrieve jobs from China and other 3rd World Countries. Funding for health care is important, but we must be given a choice as to the type of health care treatment we accept. Health care insurance must be a support system for the healing choices of individuals and not just be allowed to evolve to a marketing machine for pharmaceuticals and traditional medicine. Insurance should be available to evolve Wellness Programs and Environmental Integrity practices to protect the health and safety for the nation. At least 50% of the money raised by the Cancer Foundation should be used to offset the cost of infusing non-polluting and non-hazardous renewable energy choices into the economy while strategically retaining stability in financial markets as the industry transitions out of the domination of fossil fuels. $263.3 B was spent on cancer treatment costs in 2006. Increase prevention programs.
Is global warming real? Is it caused primarily by CO2 emissions from coal plants like many of the scientific sources claim? No one knows for sure at this point. We cannot afford to guess wrong on these questions. The US Supreme Court in Massachusetts versus EPA finally forty years after the passing of the Clean Air Act issued a ruling April 2, 2007 mandating the EPA regulate greenhouse gases. Any state government that attempts to override that authority should be strictly sanctioned along with the companies coercing them to do so. It is not bad behavior as much as it is momentum. We must immediately put into place financial mechanisms to slow the momentum of fossil fuels and increase the momentum of benign renewable technology in the market. We have to get serious about the serious state of affairs and use this global crisis as an opportunity to stimulate new technologies and 21st century economic paradigms.
The elections must get out of the mud-slinging mire and into solving the issues, today! We have work to do and everyone will be needed to succeed in facing the challenges before us. EMS
What good is it to spend millions in legal fees to displace law abiding citizens and their families because the economy is slow? We are doing more for people in other nations. We must protect the legal citizen in the working class of the United States first and foremost. Establish sound alternatives to foreclosure and increase mortgage programs, today.
"I am looking for people who are talking about putting a freeze on foreclosures," says Anderson, who works as a consumer-protection specialist for the city of Cleveland. "I am looking for people who are going to regulate mortgage servicers. I am looking for people that will keep people in their homes. I am not looking to be kind to Wall Street. I love Main Street."
We do not want to freeze mortgages, but to shift resources. Employment offices should have a full counseling service on cleaning up one's credit and background records to assist the working class to protect themselves against unscrupulous criminals that use the legal system and reporting to oppress the working class and their families.
Real estate agencies and land bankers need to become more aware of ways to stimulate the economy and protect the nation. Building-integrated photovoltaic [BI-PV] solar architecture generates electricity from the light of the sun. 10% BI-PV Solar Renewable Energy Technology in every state of the United States will do more for Homeland Security, Emergency Preparedness, Environmental Integrity and the American economy than Federal financing.
We have to wonder who is running this country when 150 new coal plants are proposed in the same venue that is spending billions on green technology propaganda. It is enough to boggle anyone's mind.
The K-SEC Model seeks to install 1,000 MWp BI-PV Solar in Kansas by 2020. This will provide 10% of the electricity presently consumed in Kansas. 70% of the photovoltaic-grade silicon presently being produced in Michigan is being shipped to Germany where they use it to produce solar panels that are primarily sold to 3rd World Nations with a minimal amount available to Americans at extorted rates.
The US needs to use our natural resources to produce our own renewable energy technology with a national program to assure 10% BI-PV Solar Architecture in each state of the nation. This 21st Century demand-site fuel-free non-polluting renewable energy building technology is vital to assure domestic security in the US and competitive expertise in the world. Housewives called barefoot engineers are producing and installing BI-PV Solar in 3rd world nations.
I want to hear all of the candidates talk more about how they are going to reduce dependency upon fossil fuels in the US and how they will plan to retrieve jobs from China and other 3rd World Countries. Funding for health care is important, but we must be given a choice as to the type of health care treatment we accept. Health care insurance must be a support system for the healing choices of individuals and not just be allowed to evolve to a marketing machine for pharmaceuticals and traditional medicine. Insurance should be available to evolve Wellness Programs and Environmental Integrity practices to protect the health and safety for the nation. At least 50% of the money raised by the Cancer Foundation should be used to offset the cost of infusing non-polluting and non-hazardous renewable energy choices into the economy while strategically retaining stability in financial markets as the industry transitions out of the domination of fossil fuels. $263.3 B was spent on cancer treatment costs in 2006. Increase prevention programs.
Is global warming real? Is it caused primarily by CO2 emissions from coal plants like many of the scientific sources claim? No one knows for sure at this point. We cannot afford to guess wrong on these questions. The US Supreme Court in Massachusetts versus EPA finally forty years after the passing of the Clean Air Act issued a ruling April 2, 2007 mandating the EPA regulate greenhouse gases. Any state government that attempts to override that authority should be strictly sanctioned along with the companies coercing them to do so. It is not bad behavior as much as it is momentum. We must immediately put into place financial mechanisms to slow the momentum of fossil fuels and increase the momentum of benign renewable technology in the market. We have to get serious about the serious state of affairs and use this global crisis as an opportunity to stimulate new technologies and 21st century economic paradigms.
The elections must get out of the mud-slinging mire and into solving the issues, today! We have work to do and everyone will be needed to succeed in facing the challenges before us. EMS
Why couldn't banks foreclose by taking title to a house and then negotiating a rent with the buyer, to keep up the house's maintenance and maybe get the buyer back on feet again?
Banks don't want title to houses. When they are forced to admit ownership of a foreclosed parcel, banks shift ownership to a trust. If a bank has title to a parcel, the bank is legally responsible for all that goes on at the property, including criminal activity.
That of course doesn't mean the banks get charged with crime. It means that if a string of bad things are happening on a property to which title is held by a bank, the bank might get charged with nuisance. And if, for example, a property has a swimming pool in the back yard and a kid jumps in and gets hurt, the bank could be liable.
Is Obama a capable leader??? Does he surround himself with capable people?
Why do we ignore the evidence BEFORE OUR VERY EYES?
The man has outpaced Clinton in fundraising without relying on wealthy donors or corporate sponsors, but only on small internet donations from regular folks. They have managed their money wisely...instead of on fancy hotels and food like Clinton. They have waged a brilliant political campaign without going negative. They have unified young, old, wealthy, working class, black, white, asian, men and women..
In short they have overcome one of the strongest, most well funded political machines ever entrenched in the Democratic party: The Clinton dynasty. In my book, Obama has ALREADY ACHEIVED GREATNESS.
Why do we continue to question the abilities of a man like Obama or the wise people he chooses to surround himself with? If his presidency is anything like his candidacy...we are in good hands.
Neither one of these above mentioned candidates has my vote! They both go off the deep end on the "birth to death" nonsense. Neither knows that today's voter, young & old, wants LESS government. Both just simply want to grow all the branches of government, make ridiculous promises that can't be kept and, in the end, the increase in taxes will force the federal government to collapse. We can not afford more government; Period!
Obama has been pounding Hillary on NAFTA but in reality, a 2003 Congressional report concluded that overall NAFTA had a positive effect. See editorial article from the NYT "It must be Ohio" (http://www.nytimes.com/2008/02/24/opinion/24sun1.html) and the quote from that article
"Tens of thousands of workers have lost their health insurance, while wages have barely risen. But blaming Nafta or any trade agreement only feeds misguided protectionist sentiments at home and strains already difficult relations around the world. It is also factually inaccurate. In a review in 2003, the Congressional Budget Office concluded that Nafta had slightly increased growth in the United States and that any disruptive effects on employment were small. Trade opens foreign markets for American producers and gives consumers more choices, while competition spurs productivity growth at home."
If Obama's only strategy for Ohio's economic woes is to denigrate NAFTA, then he and the country will be in serious trouble, should he become president.
In addition, Obama has voted for a Peru free-trade agreement. Why hasn't he been taken to task about that? Another example of Obama's flip-flop, depending on the target audience. Don't be fooled by Obama.
Here's an assessment from Ron Fournier of Associated Press
"Obama's self confidence crossed the line to arrogance more than once and his teeth-gritting response to criticism belied a dangerously thin skin."
Today's NYT Op-Ed column "It's all about him" (ttp://www.nytimes.com/2008/02/25/opinion/25kristol.html?hp) has this to say
"Leave aside the claim that "speaking out on issues" constitutes true patriotism. What's striking is that Obama couldn't resist a grandiose explanation. Obama's unnecessary and imprudent statement impugns the sincerity or intelligence of those vulgar sorts who still choose to wear a flag pin. But moral vanity prevailed. He wanted to explain that he was too good -- too patriotic! -- to wear a flag pin on his chest.
Fast forward to last Monday in Wisconsin. Michelle Obama, in the course of a stump speech, remarked, "For the first time in my adult lifetime, I'm really proud of my country. And not just because Barack has done well, but because I think people are hungry for change."
Michelle Obama's adult life goes back to the mid-1980s. Can it really be the case that nothing the U.S. achieved since then has made her proud? Apparently. For, as she said later in the same appearance: "Life for regular folks has gotten worse over the course of my lifetime, through Republican and Democratic administrations. It hasn't gotten much better."
"But they can be repaired. Indeed, she had said a couple of weeks before, in Los Angeles: "Barack Obama ... is going to demand that you shed your cynicism. That you put down your divisions. That you come out of your isolation, that you move out of your comfort zones. That you push yourselves to be better. And that you engage. Barack will never allow you to go back to your lives as usual, uninvolved, uninformed."
So we don't have to work to improve our souls. Our broken souls can be fixed -- by our voting for Barack Obama. We don't have to fight or sacrifice to help our country. Our uninvolved and uninformed lives can be changed -- by our choosing Barack Obama. America can become a nation to be proud of -- by letting ourselves be led by Barack Obama.
John Kennedy, to whom Obama is sometimes compared, challenged the American people to acts of citizenship and patriotism. Barack Obama allows us to feel better about ourselves."
Now that he has been on the public stage longer, the less pleasant aspects of Obama's character is coming out.
London Sunday Times article on Slavic Village foreclosure crisis
Obama has followed Edwards and seen Slavic Village first-hand. Clinton has not. That should be more than enough to tell you which candidate cares about our city.
issabre:
You naively claim, "The man has outpaced Clinton in fundraising without relying on wealthy donors or corporate sponsors, but only on small internet donations from regular folks."
You are only fooling yourself.
It is common knowledge that Billionaire Oprah Winfrey has contributed to Obama, as has Robert Wolf, America's chairman for Swiss-based UBS Investment Bank, Fox Filmed Entertainment Chairman Thomas Rothman, BET President and CEO Debra Lee, and 260 other major fundraisers who had attracted at least $50,000 in contributions to the Obama Campaign.
See, e.g., www.chicagotribune.com/news/nationworld/chi-070725obama,1,5894874.story?coll=chi_tab01_layout
Just as it is common knowledge that Hillary's fundraising problems can be directly tied to the fact that she relies on a large pool of big donors and has little to support that existing structure. She has already tapped-out her base of max donors, getting $2,300 each from them for the primary. She has also taken $2,300 for the general election from many of those donors.
osted by 2Mcurmudgeon on 02/25/08 at 2:30PM
Just as it is common knowledge that Hillary's fundraising problems can be directly tied to the fact that she relies on a large pool of big donors and has little to support that existing structure. She has already tapped-out her base of max donors, getting $2,300 each from them for the primary. She has also taken $2,300 for the general election from many of those donors.
This is exactly right. I wonder if Bill and Hill think it was worth it to pardon Marc Rich for a measley $2300. LOL.
issabre:
Don't be a sheep Open your eyes and do the research
You said:
"The man has outpaced Clinton in fundraising without relying on wealthy donors or corporate sponsors, but only on small internet donations from regular folks.
And to add to what Hegel said -And besides his bread and butter from Oprah, Let's not forget that Obama also received campaign funding from Nadhmi Auchi, a billionaire Iraqi terrorist funder and Rashid Khalid, a Pakistani terrorist and Anti-Israeli activist. and American terrorist- William Ayers and Bernardine Dohrn.
Yeah, Just regular folks.
I have been following Hillary's political career since the early 90's, and she has always inspired me. I remember telling everyone back then, that I believed Hillary could actually be the first female president if she ever decided to run, and most people thought that I was crazy. A woman president? I was interested in the Universal Health Care Plan she had created back in 1993, but it was brought down by the Insurance Industry and small businesses who did not want to cover their employees. She has a great deal of experience. Her attendance record is great, and she has done really well in the senate.
I see the position of Commander and Chief as a job. A huge job, and I know that whenever you apply for a job, the person with the most experience, and the best track record usually gets the job. This country is in a complete mess and cannot afford for someone to learn on the job. We are at war and our economy is on the brink of recession. The foreclosure situation is terrible.
On the other hand, Barack Hussein Obama, is a newcomer, with very little experience, and a horrible attendance record. I think the whole media secrecy surrounding Barack Obama and his radical muslim and anti-American ties is pretty scary.
One of Senator Obama's books "The Audacity of Hope" is based on the preaching of his pastor, Jeremiah Wright, whose close ties with Louis Farrakhan, whom he honored as a "Great Man" is unnerving. He had a 17 year relationship with Tony Rezko, a Syrian slumlord (now in jail), who caused poor people to live in squalor on the south side of Chicago, without heat in the dead of winter. Then there is the campaign funding he received and ties to Nadhmi Auchi, a billionaire Iraqi terrorist funder and Rashid Khalid, a Pakistani terrorist, and the Kenyan terrorist, Raila Odinga. I also don't want to leave out the Weathermen, William Ayers and Bernardine Dohrn. Were they Timothy McVey's inspiration?
Then there is the Exelon Corporation nuclear plant in Illinois that had not disclosed radioactive leaks that contaminated the drinking water at one of their plants. Senator Obama lied about how he did something about preventing this situation from happening again.
Now down to his Elmer Gantry character.
He is not truthful, and he tells the American people just what they want to hear, but he doesn't really say anything about how he will "Change" things. I watched the debate, and the hard questions were asked of Hillary first, then his answer would be "I agree". Hillary really did shine in the end.
Saturday Night Live really did a good impression of the whole Obamamania thing.
PT Barnum said it best "You will never go broke underestimating the American Public." It seems that Senator Obama is bulletproof from the media really revealing any of his dirt. But then again the media does not care about anything but their bottom line I also believe is a Republican ploy, in part, to gain a running mate for McCain. They knew that McCain was in the bag, in the primaries, so why not vote for his running mate? The question will come down to the general election, and who will come out to vote, and for whom.
In the end, who really knows what will happen?
I hope this explains why I support Hillary, and why I think it would be in the best interest of this country for her to win. If she doesn't win the nomination, then who else is there to vote for? Ralph Nader?
Gee, I wonder if joanbap has an affiliation with the Clinton campaign!
The following should be the focus of the new administration.
POVERTY IN AMERICA,- Please read the report..OBAMA, please dont forget our own people in poverty. I am not in poverty but I care about those who are.....
AMERICA'S POOR, Oprah's Special Report / Anderson Cooper, Maria Shriver, Gayle King Special/ Aug. 14. 2008
nov141958 Posted on Aug 15, 2008
Hello Oprah and Staff
Oprah, this is really tragic, to learn that America the richest and most powerful country in the world is got people 37 million people living in poverty. The slums are enough to sick the people all over the world stomach. Yet still America is always trying to solve others troulbes instead of picking the beam out of their own eyes first. Very sad. Too many soldier are dying, and now too many Canadian Soldiers are dying too. America start fixing up your own business. SHAME!! Oprah, imagine only 70 miles from your studio, Pembroke, Illinois no zip code, to get money, no warning system, no bank, no roads, cant pay for gasoline, no drugstores, tires use to hold down roofs. Alexandria, Douglas family, Laura, Kendell, Kendell Mom, Kendell grandson, imagine taking two ply tissue to make two rolls very pathetic. Oprah, it's time to bring in Condoleeza Rice, President George Bush, and all the other higher authorities in America to do something, it's time to wake up and take action for the really really poor people in America. I really don't want to think that we are in the last days like revelation says because these are issues that can be taken care of by the higher authorities, these issues need to be looked into, as an assign project and it should be ongoing until these unsanitary mess are clean up. These mess can be fix. So many people are without jobs some of these people can help with the building, supply the material and try to get volunteers, to help out. I was quite annoyed to see the husband with the cancer and look how far they live from even having a road to get to doctor. Anderson Cooper, CNN, Anchor, you are very right the invisible poor, imagine Katrina storm the Amtrack, call the mayor to give 1000, seats to rescue the citizens and the Mayor, turn down this blessed offer, this was very wicked of him and he can go into denial today but he must remember what goes around comes around. What this Mayor has to understand that people are functioning on different levels of intelligence and some will want to stay because this is the only place they have ever known but ther are ones that would leave for safer ground. This happens anywhere but if someone take time out to explain the nature of the hurricane they could have been convinced if they see that care is coming there way. Anderson great job! Maria Shriver, I am so proud of you, you visited Candy, and took her grocery shopping, you dried up her tears, the kids got food, you took care of them great Maria, Maria, you have made a good choice to do the poverty, keep up the good work. Volunteer, and humanitarian duties are so fulfilling. Love for Maria. Maria, you also visit, Brenda, and Barbara, I know you made them happy. Gayle King, Connecticut, Hartford, I have a good friend from Hartford Connecticut, Mervilyn Barrett, I recognize the accent, 43% poverty, no food, choice between food and car but has to get to work. Very sad, you need both, 3 kids, Scarborough Street, Linda, I hope you will be able to fix some of the bad choices you have made in your life, because you are now clean for three years, everyone can make mistakes, and everyone deserve a second chance to put their life back together, I wish you all the best get it back together. Gayle great coverage. Thank you. Oprah, I am shock out of my wits to know that America is got a lot of mess to fix up they are even worst than some third world countries that has no money. This is very shameful on America, and I hope most of this can be fix now that there are some exposure. Socal Workers, are always great people, they are working without pay, they will be blessed and are always needed. But remember God says by the sweat of your brow you sahll eat bread. Oprah, you are right that little girl is a brilliant as can be if given a chance and get instruction to rebuke the cycle of poverty away from her life, she will do just so. Oprah, great show, America did need to be exposed. I am astonished, and I bet others are too.
Kind regards
Norma
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